Financial Independence
Financial Independence is wild. I’ve been Financial Independence or “FI” since the end of 2021 (maybe December 2021), so 3 and a bit years. Not rich, but time wealthy. I don’t have to be anywhere or do anything unless I want (or my wife/family want or need). Here’s a definition from gpt4o: Financial independence is the state of having sufficient personal wealth to live comfortably without needing to actively work for basic living expenses. It means your investments, savings, or passive income sources—such as rental properties, dividends, or interest—generate enough income to cover your lifestyle costs. Achieving financial independence often involves disciplined saving, smart investing, and careful budgeting over time. It allows individuals greater freedom to choose how they spend their time, whether that’s continuing to work by choice, pursuing passion projects, or retiring early. ...